Your Friendly Neighborhood Bank My Ass

This is a rant about Banks so if you have no problems with being raped by your financial institution you might not want to tarnish you fantasy world by read this!

The day was as any other day with its ups and downs. More downs then ups but that’s nothing new. Went to my computer to do my weekly check of my bank account and see where I stand and bammmmm a negative number beyond belief. First the panic ensues then the rush to get the checkbook and double check everything only to find due to a slight subtraction error in my register I was overdrawing my account every time I used it with a whopping $32 service charge each transaction.

Now this isn’t a case of letting a month go by and not keeping track of my balance. This is in a span of 1 week. See I have been raped before by the bank in the past which at that time was there fault not mine but the answer was nope can’t help you not our fault. So since then I have kept a close eye on the account via the internet, balancing and checking activity every Friday or Saturday. So this mistake took place between the 19th of Feb and yesterday to the tune of 244 dollars in overdraft fees.

So we decided instead of rolling over and taking it this time we would go down to the bank and plead our case. Of course you get the pat answer “well I will have to talk to “HER” who ever her maybe on Monday to see if we can rebate your account but she will want to see it up to date to be able to do that. Little ole naïve me is thinking oh the whole 46.14 that I’m overdrawn no problem. NOPE the whole 244 dollars. Well gee if I had that I wouldn’t be here right now. So to make a long story short she will check with HER on Monday and see what they can do because there will be no money in there till Thursday when Dave gets paid.

Gee lets see we have been customers for over 12 years, we have 3 direct deposits into the accounts we hold at the bank, pretty good about paying our bills on time. Let’s punish them good for being such good customers. At least in school when you made a subtraction error you just got a few points taken off your grade oh to be back in elementary school again.

And the other thing that I just don’t get either is with the internet banking you can set up to receive emails when you account hits a certain balance why hell can’t they set it up so that when you pull the first overdraw they shoot you an email saying oops your going over your balance. I am signed up for the email notifications it just seems like the right thing to do but then I am not a FUCKING bank.

So the panic attacks have lessen a bit since going down and at least trying to clear this mess up but I have to wait till Friday to no for sure if I have grocery money for the next 2 weeks or if I am paying for some bankers bar tab for the weekend.

Stay safe, Stay warm, feel loved.